Could traditional payments be disintermediated in peer-to-peer marketplaces?

In a thought-provoking article on, Allen Scott makes the case that peer-to-peer direct service models (like Uber) are ripe for peer-to-peer payments (like bitcoin, and presumably other P2P payment platforms) to disintermediate traditional payment methods or "a corporation in the middle".   The article envisions true peer-to-peer direct service networks where service providers directly [...]