Tom has served as speaker, moderator, panelist and roundtable participant in payments conferences around the world.

Topics have included fraud and risk, underwriting, regulation, future of the industry, product evolution, industry dynamics, commentary on industry developments, and general subjects.

As a media contributor on the subject of credit cards and payments, Tom has been quoted in The Wall Street Journal, Forbes Magazine, American Banker, Smart Money,, ABC Network television, Card Management Magazine, Transaction World Magazine, Progress Magazine (Canada), The Green Sheet, Marketwatch, The New York Times, and numerous trade and local publications.


Tom engaged our audience by what he said and by the interactive, reflective questions he posed. I got nothing but very positive feedback. Some of the audience were even academics and they don’t give compliments about speakers easily. It’s about time someone like Tom made ethics, values and integrity enjoyable, fun and meaningful.
Martin Rutte