Walmart

Kroger is the latest merchant to sue over EMV signature authentication, joining Wal-Mart and Home Depot

In May, I published an article "Are Americans too dumb for Credit Card PINs?" pointing out the absurdity of U.S. card network rules requiring a merchant to accept a cardholder signature as authentication on an EMV-chip enabled card transaction, rather than requiring the customer to enter a PIN like 80+ other countries. By forcing merchants to [...]

By Tom Dailey|2017-11-18T15:32:39-05:00June 28th, 2016|authentication, EMV, Home Depot, MasterCard, Visa, Walmart|Comments Off

Walmart sues Visa (again), wants to require use of PINs for debit transactions

Walmart has filed a lawsuit against Visa related to Visa's policy requiring merchants to allow cardholders to choose whether to enter a PIN for debit transactions, even if the customer uses a chip-enabled card. The problem? Signature-based debit transactions are processed on Visa's debit network, often at a higher fee to the merchant than other network routing [...]

By Tom Dailey|2017-11-18T15:32:40-05:00May 12th, 2016|debit cards, EMV, Visa, Walmart|Comments Off